The HSBC Bank (UK) Pension Scheme

Manage your investments

The Scheme provides a wide range of investment options and the Trustee invests your DC pension pot in line with your investment choice(s). If you don’t make your own investment choice, for most members, the default option for your DC pension pot and any future contributions is the Flexible Income Strategy. You can make up to 12 changes to your DC investments per year free of charge. The value of your DC pension pot is not guaranteed and will rise and fall in line with the price of the investment funds used for your investment choice.

It is also worth noting that your Target Retirement Age (TRA) is important and you should regularly review the age at which you’ve chosen to take your benefits. This is because the automatic changes to the investment mix used by the targeted strategies (and the former Lifecycles) are based on the period to your TRA. If you don’t make a choice then the Trustee will set yours at 65.

View and manage your investments

If you're not doing this on the HSBC network you can click here. You’ll need your username and password to log in. Don’t know yours?

You have four investment options:

For more information on the legacy options (such as Lifecycle 2, Capital Lifecycle and the Cash Lifecycle) please refer to the DC Investment Guide which can be found on the Member Guides tab of the Information Centre.

DC Fund factsheets

The latest quarterly DC Fund factsheets dated 31 March 2022 and the latest monthly flash report are now available in the Information Centre.

Find out more about your investment options

More things to consider

Adjust your contributions 

Save more to boost your pension benefits and find out about your HSBC DC pension pot.

Choose your beneficiaries 

Take care of your loved ones when you’re gone

Manage your investments 

Is your DC pension pot in line with your retirement plans?