The material on this website is for general information purposes and is intended to be a guide to the Scheme only. Whilst we make every effort to ensure that this site is kept up to date, the information available may be incomplete, out of date or incorrect. It is therefore essential that you verify with us any information that you may rely on before taking any action. The information on this site does not form investment or other advice.

The Scheme itself is governed by formal legal documents known as the Trust Deed and Rules. If you wish to see these documents, you should contact the HSBC Administration Team which administers your benefits (from 30 May 2022 this is Equiniti if you are a defined benefit or hybrid member of the Scheme and Willis Towers Watson if you are a defined contribution member of the Scheme). In the case of uncertainty or conflict between the material on this website and the Trust Deed and Rules, the Trust Deed and Rules (as amended from time to time) will prevail. The material on this website is based on the benefits provided under the Scheme’s Trust Deed and Rules and the rules that apply to those benefits under UK law and UK taxation.  If you are based overseas or in one of the Crown Dependencies or have otherwise agreed different pension benefits with your employer and/or the Trustee, the information on the website may not be relevant to you and you should get in touch with the HSBC Administration Team which administers your benefits (see above) for information which is relevant to you.

It is a condition of us allowing you free access to the material on this site that you accept that HSBC Bank Pension Trust (UK) Limited will not be liable for any action you take based on information on this site, nor will they be liable for any loss of any kind which arises as a result of the information on this site or in connection with it.

HSBC Bank Pension Trust (UK) Limited cannot guarantee that this site is free from infection by virus or anything else that has contaminating or destructive properties.

Links to other sites

In using the website, you may be linked to websites provided by independent third parties. Where reasonably practical, such third party material is marked accordingly. HSBC Bank Pension Trust (UK) Limited does not endorse or accept liability for the content of those sites.

Copyright notice

Images and information contained in this website may be copyright works and are the exclusive property of HSBC Bank Pension Trust (UK) Limited, its agents or licensors. Elements of this website may also be protected by trademark, unfair competition, passing off and other laws. Except for making a hard copy print for personal use only (or downloading the material for personal use only), the material on this website may not be copied, reproduced, transmitted, distributed, or displayed, by any means, without the express prior written consent of HSBC Bank Pension Trust (UK) Limited.